FEE SCHEDULE


東方銀行服務項目及收費表

PRODUCTS AND SERVICE FEES

Deposit Account

Required Minimum Average Monthly Balance

每月最低平均存款

Interest Rate*/ APY

利率/ 年溢率

Maintenance Fee

維持費

Transaction Charge

服務費

Business Checking

商業支票

Under $1,000

$1,000 以下

None

$10 per month

每月 $10

$0.15 per item paid

每項支付 $0.15

 

$0.15 per deposit

每次存款 $0.15

 

$0.08 per check deposited

每張存入支票 $0.08

 

Charges off-set by $0.75 per $1,000 average balance in credit allowance

$1,000 平均存額

可抵消 $0.75 服務費

$1,000 & above

$1,000 或以上

None

None

免費

Personal Checking

個人 支票

Under $100

$100 以下

None

$7 per month

每月 $7

$0.10 per item paid

每項支付 $0.10

$100 & above

$100 或以上

None

None

免費

None

免費

Now*

有息支票

Under $1,000

$1,000 以下

None

$7 per month

每月 $7

$0.15 per item paid

每項支付 $0.15

$1,000 & above

$1,000 或以上

See Interest Rate Sched.

None

免費

None

免費

Money Market*

貨幣市場

Under $500

$500 以下

None

$5 per month

每月 $5

$10 for the 7 th and each subsequent item paid

6 項支付免費,以後每項支付 $10

$500 & above

$500 或以上

See Interest Rate Sched.

None

免費

Passbook / Statement Savings*

存摺/帳單 儲蓄

Under $100

$100 以下

None

$4 per quarter

每季 $4

None

免費

$100 & above

$100 或以上

See Interest Rate Sched.

None

免費

Certificate of Deposit*

存款

$500 & above

$500 或以上

See Interest Rate Sched.

None

免費

None

免費

Basic Banking #

基本功能

$0.01

None

$3 per each periodic cycle

每月 $3

$0.10 for the 9th and each subsequent item paid

8 項支付免費,以後每項支付 $0.10

 

*  Interest rates are set from time to time and are subject to change without advance notice.  See Interest Rate Sched. for current interest rate and annual percentage yield (APY).  A disclosure statement is available for this product.

    利率隨時調整, 事先無須作出通知, 本行備有以上各類 存款守則, 請向本行員工查詢.

 

#   This type of account is only available to eligible individuals. For details, please inquire with our staff.

     此類帳 戶只提供予符合條件人士.詳情請向本行員工查詢.