United Orient Bank

SAVINGS ACCOUNTS

Identification Program as required by the USA Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask you to see your driver's license or other identifying documents.

In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account.

We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country.

PASSBOOK SAVINGS*
Interest Paid Quarterly (March, June, September, December)
Average Quarterly Balance of $100.00 or more => No Maintenance Charge
Average Quarterly Balance of under $100.00 => $4.00 Maintenance Charge Per Quarter, no interest payable
* See Rate Table for Interest/APY

STATEMENT SAVINGS*
Same as Passbook Savings.
The exception is you will receive a monthly statement.
* See Rate Table for Interest/APY